We Offer a Free, No-Obligation Policy Review
Do you already own a life insurance policy?
Do you have an existing insurance policy? Many individuals find it challenging to answer even the most basic details of their current life insurance policies. If you are unable to answer any one of the questions below, then it's crucial that we talk. Your family's future depends on it:
1) Are you in a two-year health wait period before coverage even starts? Most people we do policy reviews for are surprised to find out that they are in a two-year hold.
2) Do you know the termination date of your policy?
3) Do you know what your cash account value is?
4) Do you know if your cash account is still growing and at what rate?
5) Are you aware whether there will be any rate adjustment for your premium?
6) If no rate increases, does your face value stay the same, or does it decrease?
7) Do you have an automatic loan provision on your policy?
8) Do you know whether the insurance company is allowed to withdraw money from your cash account for any reason?
9) Does your insurance company have any riders and are you being charged a premium for those riders?
10) Do you know where your insurance policy is?
11) Does your beneficiary know where your insurance policy is located?
If you are unable to answer any one of these questions, you are in urgent need of expert advice on the subject. Give us a call, and we will gladly give you the guidance you need with our free, no-obligation policy review.
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