Retirement Planning
Starting retirement planning as early as a newborn's 14th day is possible. The best present you can give a child is securing not just end-of-life care but also locking in insurance rates that are fixed and cannot be altered, no matter what the future holds. Additionally, the policy includes a cash value that can be accessed or borrowed against at a later date to help with expenses like education, a vehicle, or marriage. Moreover, the policy is fully funded before the child enters retirement, at which time the policy will no longer need any additional payments.
Life insurance is for far more than just final expenses....
Over time, insurance coverage has evolved into cost-effective, sophisticated solutions to a variety of needs. You should also consider purchasing insurance if you fall into any one of the following categories, just by way of a few examples. The products listed on the left-hand side of the page can be used to address any one of the following needs, or click this link if you would like to speak to a representative now:
Wage earner with a spouse and/or children
What steps will your family take to cover these costs should you be unable to support them or become incapacitated:
1. Mortgage expense
2. Schooling costs
3. Time off for grieving
4. Residual medical bills
5. Automobile expenses
6. Utility bills
Stay-at-Home Parent
Have you taken the time to consider the costs associated with replacing a stay-at-home parent, or what it might cost if a stay-at-home parent were to become incapacitated:
1. Cleaning services
2. Childcare
3. Transportation
4. Cooking
5. Grocery shopping
6. Financial management
7. Yard care
Caring for a Loved One with Special Needs
We can help you determine the best coverage for a comprehensive care plan for your loved one with special needs should you pass away or become incapacitated to the point where you can no longer provide care yourself. Not only would you need to consider care for your loved one but care also for your own needs.
Annuities or Indexed Universal Life Insurance Policies
These insurance policies offer not only final expense but also regular, guaranteed monthly payments to the insured after reaching retirement age. The sooner these policies are initiated, the more favorable the terms.
Annuities or Indexed Universal Life Insurance Policies
These insurance policies offer not only final expense but also regular, guaranteed monthly payments to the insured after reaching retirement age. The sooner these policies are initiated, the more favorable the terms.