Last updated: November 5, 2026

1. WHO WE ARE AND OUR LICENSING

Blankenship Life Insurance is an independent insurance agency. Michael Blankenship is a licensed life insurance agent, affiliated with Symmetry Financial Group, with a resident license in North Carolina, National Producer Number (NPN) 19480204.

We can help clients in any state. If you live in a state where Michael is not personally licensed, your policy will be written by, or together with, an agent who is licensed in your state. You can verify an agent's license with your state's Department of Insurance or at www.nipr.com.

2. WE ARE NOT THE INSURANCE COMPANY

We are an agency, not an insurance company. Every policy we offer is issued and backed by the insurance company (the "carrier") named on the policy. The carrier, not Blankenship Life Insurance, decides whether to approve an application, sets the final premium, and pays claims under the terms of the policy.

3. NOT A GOVERNMENT PROGRAM

Blankenship Life Insurance is not connected with, endorsed by, or acting on behalf of the U.S. government, Medicare, Medicaid, the Social Security Administration, or any state or federal agency. The products we offer are private insurance policies.

4. COVERAGE, APPROVAL AND PRICES

Coverage is subject to the carrier's underwriting and approval. Submitting an application or receiving a quote does not mean you are approved or covered.

Any quote, price, or rate shown on this Website or given before you apply is an estimate. Your final premium is set by the carrier after it reviews your application and health information.

Some policies have a waiting period (sometimes called a graded or modified benefit) before the full death benefit is paid. Your policy will state whether this applies.

Not every product, carrier, or feature is available in every state, and availability can change.

The policy contract controls. If anything on this Website differs from your policy, the policy's terms, conditions, limitations, and exclusions apply.

Statements about cash value, fixed premiums, or tax treatment describe how policies generally work. They are not guarantees for any specific policy.

5. GENERAL INFORMATION ONLY - NOT LEGAL OR TAX ADVICE

The information on this Website is for general educational purposes. It is not legal, tax, financial-planning, or investment advice. For questions about taxes or estate planning, please talk with a qualified tax or legal professional. Before you buy, review your options with a licensed agent and read your policy.

6. ACCURACY OF INFORMATION

We work to keep this Website accurate and current, but insurance products, prices, and rules change. We do not guarantee that the information on the Website is complete, accurate, or up to date, and we may change it at any time without notice.

7. LINKS TO OTHER WEBSITES

The Website may link to other websites, such as insurance carriers or review sites. We do not control those websites and are not responsible for their content, accuracy, or privacy practices.

8. REVIEWS AND TESTIMONIALS

Any reviews or testimonials reflect the individual experience of real clients. Every person's situation is different, and your results, price, and approval may be different.

9. YOUR INFORMATION

10. LIMITATION OF LIABILITY

To the fullest extent allowed by law, Blankenship Life Insurance is not liable for any loss or damage arising from your use of, or reliance on, the information on this Website. Nothing in this disclaimer limits any right you have under your insurance policy or under state insurance law.

11. GOVERNING LAW

This disclaimer is governed by the laws of the State of North Carolina.

12. CONTACT US

Blankenship Life Insurance

713 Pilgrim Ford Court

Clemmons, NC 27012

Phone: (336) 901-2717

Email: support@blankenshiplifeinsurance.com